The source page presents RCAR — Beneficiary services as a service related to retirement and welfare. Its function is summarised as follows: Space intended for beneficiaries of a pension paid by RCAR. The exact features must be confirmed on the official portal.

How can you access RCAR online?

Use the link to the official portal shown on this page. Before entering personal information, check the domain name and make sure the selected feature exactly matches your need.

Which documents should you prepare for RCAR?

The source page does not provide a complete, universal regulatory list of documents to submit. First prepare the identification information and references relevant to your case, then consult the list displayed by the official portal for your specific procedure.

Does RCAR issue a document or certificate?

The result depends on the feature used. For this service, the identified use cases are: Check a pension, Track rights, Get information. Some features may produce a document, information, tracking status or a submission; always check the result described by the official service.

The listing links this service to Régime Collectif d’Allocation de Retraite. e-services.ma is a private, independent directory and does not carry out the procedure on the user’s behalf.

What are RCAR processing times and fees?

Processing times and fees may depend on the procedure and your situation. Because they are not detailed on the source page, do not rely on a generic amount or timeframe: check the information displayed on the official portal when you submit your request.

How can you avoid a mistake before using RCAR?

Review the exact service title, prepare the useful references, check your scheme, career history, contributions, personal situation and supporting documents, then use only the official portal. Also keep any confirmations, case numbers or receipts generated when available.

Retirement and social protection

RCAR — Beneficiary services: practical guide

Space intended for beneficiaries of a pension paid by RCAR.

CitizensMoroccans abroad

Organization: Collective Retirement Allowance Scheme
Category: Retirement and social protection
Profiles: Citizens, Moroccans abroad
Data verified: 2026-07-24

Independent directory. e-services.ma provides information and guidance without carrying out the procedure on your behalf. Always rely on the official website of the administration concerned to check requirements, required documents, processing times and any applicable fees.

Go to the official website ↗

Screenshot of the RCAR portal in Morocco — Beneficiary services

Quick answer. The RCAR Beneficiary Space is intended for people already receiving a pension paid by the Régime Collectif d'Allocation de Retraite. RCAR's digital services provide access to payment information. The official SMART RCAR application, for example, describes access to details of the ten most recent pension transfers and to downloadable pay statements.

Who should use the Beneficiary Space?

This space is for a pension beneficiary, not for an active member who wants to review a contribution career or estimate retirement. If you are still contributing to RCAR, the Member/Affiliate Space is the more appropriate route. This separation avoids confusion between career information before retirement and payment information after the pension has been awarded.

Check recent pension transfers

SMART RCAR states that beneficiaries can view details of their ten most recent pension transfers. This can help confirm payment regularity and identify information linked to a recent period. If an amount or transfer appears unusual, record the period concerned before contacting RCAR.

Download an RCAR pay statement

The official application also allows beneficiaries to consult and download pay statements. Before sending one to an administration or another party, make sure it matches the requested period and retain the original file obtained through the official channel.

Do not confuse pension payments with career rights

An already-awarded pension belongs to the beneficiary journey. Missing contribution declarations, validation of earlier service or a retirement simulation before retirement usually belong to the active-member journey. RCAR provides different spaces and documents for these situations, so choosing the correct profile gets you to the relevant information faster.

How to check a payment problem

sign in to the beneficiary space or SMART RCAR through an official channel;
compare the transfer with previous periods available in the service;
download the corresponding statement if the function is offered;
note the date, amount and period reference;
if the discrepancy remains, contact RCAR with those details rather than sharing your credentials with an intermediary.

Secure access

e-services.ma does not collect your RCAR credentials, bank details or statements. Authenticate only on the official website or application. Avoid links in unsolicited messages and verify the domain before entering personal information.

Institutional sources checked on 7 September 2026

Key point: if you already receive an RCAR pension, use the beneficiary area for payments and statements. If you are still an active affiliate, use the affiliate space instead.